Important Message
COVID-19 UPDATE from Angus MacKinnon Ltd. We would firstly like to thank all of our loyal customers for your support during this difficult time and we hope you and your families stay at home and stay safe. Following Government instructions our Showroom Sales operation is now closed but we are keeping our Service and Repair Workshops open for key workers, van delivery drivers and local vulnerable people who need essential repair work on their vehicles during the UK lockdown. We will be following government advice on when we can re-open our Showroom and we will be back in touch once that decision has been made. We can still take vehicle orders through our website, you can get a finance quote, a part exchange valuation and we have 24/7 live chat available for any help you require. Plus we have our team members on hand to reply to your emails & messages and we can even reserve a car for you and deliver to you when we are allowed to re-open. If you order online or reserve a vehicle from ourselves. We can have it prepared and ready to be collected within 24 hours of our showroom opening again. If there are any essential key workers that require a vehicle due to unforeseen circumstances, please let us know and we will try to assist. For any essential service and repair work please email service@angusmackinnon.co.uk Thank you for your understanding. Stay at Home. Protect the NHS. Save Lives.

Finance Help

Require used car finance? But have poor credit?

Then talk to Angus MacKinnon - Used Car Finance Specialists

We have specialised in arranging car loans for people with poor credit for a great many years. As such, we have access to specialist lenders and will go out of our way to make sure you get the best deal for your budget.

All that is required from you is that you complete our short application form then sit back and relax. We will search all of the different poor credit car loans available to find the best one for you. We will then call you back, usually within minutes, to let you know what we can do for you.

  • Poor credit history: No problem! It's our speciality.
  • CCJ's, defaults or arrears: We may still be able to help!
  • Low rate UK loans: We endeavour to get you the best deal!
  • Quick decision: We are sure you will be impressed with our speed and efficiency!
  • Quick to apply: Click here to get started!

What is poor credit?

You may be unsure of your own credit rating, so here is some information to help you understand more.

Poor credit can be brought about by a number of things; missed or late payments towards your credit cards or any other loans or finance, arrears, defaults and County Court Judgements (CCJ's) which are the main contributors.

Also, as crazy as it sounds, if you have no history of any previous loans on your credit file this can also have an adverse effect on your credit score. So what do you do if you have a poor credit score and need to get a loan for your next vehicle?

As a result of the global credit crunch a huge number of lenders have withdrawn from the market and people with impaired credit are concerned that they are no longer able to arrange the loans and finance that they need.

The good news is there are however still a number of specialist lenders that offer car loans to people with a poor credit record who also offer very competitive rates.

Angus MacKinnon has operated with these companies for many years, and it is our experience within this sector that puts us best placed to help you secure a car loan for your next vehicle.

Click Here to start your quick and safe online application.